The Chapter 7 bankruptcy
What you can expect.
Once you've provided the information
that we need to prepare your petition, it takes about 1 to 3
days for us to complete it and have it ready for filing.
Once completed, we email it to you.
You sign it and take it to the local bankruptcy court for filing
(we provide all needed info and address).
The Bankruptcy Court requires a $299
filing fee. However, we set it up for you so that you can
make installments to the court and don't even have to pay a
dime at the time of filing.
You are required to attend one
meeting at the court (Creditors Meeting). Unless you are
committing some heinous financial fraud, 99 out of 100 times,
the process is the essence of simplicity. Following is a
typical letter from one of our clients...
From Vivian in CA
Last Tuesday, I went for my appointment with the
Creditors. After waiting for approximately
35 minutes, the interview took about 5
minutes. The Judge was very cordial. None of
the Creditors were present. It was not
stressful as I had anticipated. There were
many people there for the same reason as
me, so that gave me a level of comfort to
know that I am not alone in this critical
At the Creditors Meeting, the
Trustee will ask "Is the information contained on the petition
true and correct to the best of your knowledge?"
You answer "yes".
Then the trustee says "Absent
objection from creditors I hereby order that all dischargeable
debts are hereby discharged". You are done and within
about 45 days, you get a letter from the court stating that your
bankruptcy is completed and all dischargeable debts are
ARE NOW DEBT FREE!
you have any questions, please call Toll Free
877 604 6636 Extension 3
Please when calling reference Service ID
Your Total Bankruptcy Package and
what it includes:
Tri-Merged Credit Report--
We help you to get a complete record of all debts you owe, credit cards, car
loans, real estate loans, collections, judgments, tax liens, school loans,
including balances, payment amounts, creditors names and their addresses--
Saves you hours in your debt investigation. Remember,
any debt that you do not list on your bankruptcy, you will still owe. So it
is vital that you have ALL your creditor information.
Do It Your Self Credit Repair Kit--
see credit repair. By
utilizing the techniques that we include in these 2 separate Ebooks crammed
with creditor busting techniques, you will be able to improve your credit
rating and score, in spite of your recent bankruptcy.
Bankruptcy Information Packet--Provide
answers to these basic questions so that we can properly and beneficially
prepare your bankruptcy. PLUS-- Comprehensive but easy to understand
information that shows how to maximize the benefits of your bankruptcy by
not only eliminating debts but by reducing the
amount of debt remaining on the car or furniture on which you
may still owe, but want to keep.
Complete Bankruptcy Document
Preparation-- Including all schedules, A, B, C, D, Statement
of Financial Affairs, Means Test, etc... The completed bankruptcy petition
is generally, 35 to 50 pages in length.
Cost of the Total Credit and Bankruptcy
CHAPTER 7 (FULL DISCHARGE OF DEBTS)
For a Simple Chapter 7, most attorneys
charge anywhere from $1,200 to $2,000. Our Cost for a chapter 7 is ONLY
to make it even easier on you, even that is broken up into
2 easy payments.
HOW CAN WE CHARGE SO
LITTLE, COMPARED TO EVERYONE ELSE?
There is a tendency in business to charge that
which the market can bear. Oil companies do it-- so do attorneys. Attorneys
can not only charge but actually get exorbitant fees-- so they do.
We on the other hand are not just Bankruptcy
Preparers. We handle a myriad of services, Bankruptcy, Taxes, Wills, Credit
Repair, Home Sales, Home Loans, Financial Opportunities, etc... and we know that
if we treat you right with a combination of premium service and low fees, we
will be your company of choice for all your future business and financial needs.
We don't want you just as a customer for
today, we want you and your family, and friends as customers for life.
And quite frankly, as pertains to
bankruptcy... because, we utilize the most up to date technologies and software,
we can accomplish in 5 hours what it might take others 5 days to accomplish.