Our goal is to give
you the most accurate information
It is with that in mind
that I want to make a couple of
If you have debts and
collections that are affecting your credit
scores and ability to buy a home, a car, get personal loans, etc...
are really only 3 possible choices...
Pay Your Creditors-
That, of course, is much easier said than done.
Fix Your Credit-
We are committed to helping you do just that. Whether you use
our professional services, do it yourself after purchasing our
Credit Kit and Manual, or even if you just get it for free. We
are going to help. But it's important to know that not all
debts are created equal. The older a debt is, the easier it is
to get it removed. The more recent it is, the more difficult.
If the debt is less than a year or so old, the creditor can often
pull out the information they need to prove the validity of the debt
by just reaching into their desk drawer. If the debts that are
causing you the most problems are new, your best bet may be
Bankruptcy no longer has the negative stigma that it once
did. And with the credit repair kits that we included with
your bankruptcy page, you can find your self credit worthy in no
time. For details of what Bankruptcy can and can't do
for you please see
We do our best to provide you with
all viable options. But remember, do something!
Worst thing you can
do is to Do Nothing. Credit issues do not disappear on their
own. Collections turn into judgments which turn
into garnishments from paychecks and confiscation of bank accounts.
The quicker you get to work on solving them, the quicker
they will no longer be stopping you from buying that car, getting
that new home, or that credit card, etc... and remember, if you want
to fix your credit on your own, we'll even GIVE you the
tools to do so.
Questions and Answers From the Web...
only do I have bad credit, but I owe a lot of people money, will your
Manuals work for me?
your kit remove credit inquires?
you do anything about unpaid
debt, or should I file bankruptcy?
sounds like a scam, and besides, I thought bad credit stays on your
report for 7 years, if it is for real, does it work in all 50 states?
kit sounds great, but I am in my 2nd year of chapter 13 Bankruptcy,
and I was told by a friend that I could get a new social security
number or tax identification number and have NEW Credit, is this
does your kit consist of... like what actually comes with the kit?
this for real? How do I know if you are not just some scam
artist who doesn't know squat about credit repair?
I saw your course online, and was wondering if it works with tax liens?
see that you have a 30-Day Money Back Guarantee, but wouldn't it take
longer than 30 days to clean your credit?
#1 How can this work for me?
Not only do I have bad credit, I owe everybody and their
brother money; Sears, student loan, Columbia
Gas, etc., thousands of dollars that I had accumulated over 3 years
now have a pretty good job $35-$40 thousand a Year, but I have no idea
how to even start paying these bills back.
I thought about going to credit counseling, but I don't want to
get locked into something. My
goal is to build a house. I
have the land and the ability to make a house payment, but my credit
is so bad that I feel like it will never happen.
I am tired of paying rent for what could be a house payment.
was given credit cards with a minimum wage, part-time job as soon as I
had enrolled in college. I
thought it was the greatest
thing in the world then, but now I am 29 years old, and I realize that
these companies are just taking advantage of college
students, and really screwing up their future credit.
I would willingly purchase your course or services if you could reassure me
that it could help my situation.
Reply to Email #1 This
kit it almost a perfect product for you! The reason I say this
is your situation resembles the situation that I was in when I began
repairing my own credit. I agree, with you about the credit card
situation and college. The very same thing happened to me while
I was in college and that is what prompted my career in credit repair!
of the first things you need to do is take care of the student loan.
This is a very quick fix and can actually help your credit within 6
months. You can actually make payments for 6 months and it will
be removed from the default status and reported on your credit reports
as if you had never missed a payment, perfect status. This is an
incentive from Uncle Sam to encourage defaulted student loan holders
to take care of their obligations.
DO NOT pay anything off just yet, WAIT! You need to evaluate
each and every item to make sure that you will not damage your credit
even further by assuming the best thing to do is pay everything off.
Our Course teaches you what to pay and what not to pay and why. In
many cases you can actually damage your situation further by
paying-off a creditor.
is something referred to as the 7-year cycle. This is the amount
of time that a charged-off or delinquent account can stay on your
credit report without any monetary activity. By just sending in
a payment or signing an agreement to pay,
you automatically restart
the 7-year period
from the date that they receive the monies or
signed document from you. You need to get your money together
and start playing "lets make a deal" with each and every
creditor that you have that is derogatory, but first you need to play
the dispute game first. After all disputing has cleaned up its
portion of derogatory items you then start negotiating with creditors.
By doing this you can negotiate all of the negative items off of your
credit report, how is this you may ask?
have what they want and they have what you want. Creditors or
collection agencies want money and you want a signed letter vowing to
remove the negative items from your credit report. This is how
it is done, and it works, cash-money is a very powerful
bargaining tool! If you have the money and your accounts are 3
or more years delinquent, you have an excellent chance for some very
quick and most impressive results. Your type of problems is
precisely what the course is designed to solve.
#2 Will your kit remove credit inquires? I shopped
around for a new car and
ended up with a lot of inquires that are now hurting my credit.
Reply to Email #2
Inquires can be a real problem for a lot of people. Funny that
mention car dealerships. We specifically talk about car dealerships and
the course. This is how a lot of people can acquire about 8
inquiries in one day.
dealerships shop around your credit report, each check with the credit
bureaus to see if you qualify for their standards. Most Inquires
your credit report for a period of two years. The inquiries that
this rule are inquiries by an existing account such as a visa that is
checking your current credit status to either make sure you are still
credit risk or to increase or even decrease your credit limit. These type of
on your credit report for 1 year. You can get rid of the
different ways. The first by disputing the item under the
premise that you
have no knowledge of the account and it is misreported. The
contacting the company that put it on your report and telling them the
thing and that it is effecting your credit report and must be removed
immediately. Have that company fax you something stating that it
removed. The third way is to wait until the time period is
dispute it under the premise that the information is outdated and
longer relevant. Our course shows you step-by-step how to do this
you with samples and examples and the forms to do it all. It
this and so much more that the credit bureaus wish you
know. Do yourself a favor, order the kit, and get this process
going now! You'll be so glad you did!
#3 Ok you say you can fix bad credit. But can you do
anything about unpaid
credit card debt & medical bills. I am unable to pay the
amount of debt I have occurred. Will your program help me or do I
need to file bankruptcy.
Reply to Email #3
bankruptcy is often the best solution, it should usually be the very last
thing you should consider, and YES, our course can help.
is a whole section dedicated to debt reduction that details 8 different
methods that one can use to reduce debt before doing anything as drastic
and detrimental as a bankruptcy. First of all never run from
your problems. You need to contact every creditor that you
have and talk to them. If you explain your circumstances you
will see that they can put you on a plan to help relieve your debt
without destroying your credit.
instances, a credit card company can suspend all charging privileges on
your account, without totally closing it, and put you on a payment plan
that will drastically reduce your payments almost by 50%. It is
more advantageous for the medical billing companies and other creditors
to work with you on payments to ascertain all of the owed debt than to
sell off your account to a collection company for a smaller percentage
of the amount owed. This is not always the case, because some
companies would rather sell off your account than deal with all of the
hassles of billing, but our course can help you deal with those types of
companies as well. Avoid a
if possible and work out the problem, don't run away
from it. If you are willing to conscientiously follow our
directions as specified in the course, it will absolutely help you.
This sounds like a scam, and besides I thought bad credit stays on your
report for 7 years, if it is for real, does it work in all 50 states?
Reply to Email #4
credit repair kit is applicable for all 50 states including Guam &
Puerto Rico. The principles have been used effectively by many of
our armed forces personnel as far as Japan, China and Germany. The
truth is these principles have helped literally tens
of thousands of consumers with their credit dilemmas. Thanks to the
internet we are now getting much more exposure and recognition as a leading resource for all credit matters.
in the Kits are based on facts, the law, and actual true experiences.
It is 100% legal and parts of the course have actually been contributed by
lawyers. We are not a company that is trying to scam anybody, but rather a
company that has found a way to help the consumer by providing legal
and effective ways to use the credit laws that were established by
the Federal Trade Commission to the consumers best advantage. The
Solutions Network on the needs of the consumer-- not the wants of
and one other thing. Most scams insist on taking your money.
We don't. To repair your credit it is necessary to have a credit
report and monitoring so that you know who and how much you owe.
By just getting your Free Credit Report from us... We will give you the
entire ASN Credit Repair Kits, Manual and all sample letters and
explanation of your rights... FOR FREE
To get your
FREE Kits click here.
How you can receive $1,000 in
penalties PAID BY THE CREDITOR... For each and every violation of your
rights as a debtor.
Part of the many laws that the government enacted for your protection,
the laws that we use and will teach you... actually allow you to exact
penalties of up $1,000 per each violation of your rights. Rights
that include the right to be free of harassment in your workplace, phone
calls after 8:00 pm and many more! To get your of our Credit
Repair Kit and Manual
marks on your credit report will remain there for 7 years from the date
of last activity, and possibly longer, unless you do something about it.
I encourage you to use the laws and the dispute process to remove
information on your credit report that you believe may be misleading,
questionable, outdated, incorrect, or you believe to be in any way
misreported. I am sure you can find something wrong with a large
percentage of the items on all three of your credit reports. There
is almost 99% of the time something questionable about your credit
reports. If senators, NFL football players, and millionaires use
laws and principles effectively to remove bad credit items NOW, so can you.
Yes, this course can help you to avoid waiting 7 dreadful years.
#5 Your course sounds great but I am in my 2nd year of a chapter
13 Bankruptcy and I was told by a friend that I could get a new social
security number or tax identification number and have NEW Credit, is
Reply to Email #5
Can you do that? Yes! Could
we do it for you? Yes! Will we do it for you?
ABSOLUTELY NOT! First
of all getting a second social security number is totally illegal and we
highly recommend that you don't involve yourself with anything of that
nature. Many of the individuals selling or claiming they have
information of this type are usually just ripping off desperate
consumers and if it's done successfully... You can go to prison.
that are actually providing this "service" will go to federal prison when caught.
We don't promote nor do we condone any such process. On the other
hand, the credit repair course has been successfully used to remove even bankruptcies.
You may ask how is this possible and how can it be legal. It is totally
legal and performed everyday. How it is done is by using the
credit laws to your advantage.
have the legal right to intervene into the processes of the credit
bureau at any time to make sure that the personal information that they
are selling about you is absolutely 100% correct. You can
challenge almost everything on your credit reports even bankruptcy items
and total bankruptcies, legally.
is very common for human error to be a factor in a great deal of the
items on your credit report. It is your job as a weary consumer to
scrutinize every part of every item for any possible errors and believed
errors. Once you find one or believe you have found one, it
is your right within the law to dispute that item and make the credit
prove that this item is reported exactly as it states.
If for whatever reason, in the case of public record items such as a
bankruptcy, they cannot verify the information as being 100% accurate
they have to remove the item per your request.
example, I once had a client who was refinancing his home. His
credit came up with two separate collections of $5,000 each from one of
our nation's largest card lenders. I knew that it was unlikely
that the lender could possibly find any paperwork supporting the item
such as a signature on the credit application. I wrote them on my
clients behalf alerting them to the fact that if they can't prove the
validity of the item, it could be considered liable, and damages due to
higher interest rates charged for the refinanced loan and any other
credit difficulties could be $10's of $1,000's of dollars. The
bank new they couldn't find the proof. Since they knew they
couldn't prove it, they realized that they would lose in any court
action (Just the cost of the attorneys would be as much as the
amount owed). They knew they probably wouldn't get the money
anyway. So they made a sound business decision--
up. They had the $10,000 taken off the report and my client got
his loan! Anyone with
knowledge of their rights and the pertinent laws can do the same!
The Credit Solutions Repair Manual
gives you everything you need!
type of tactic often works because they are understaffed to handle such
requests. Maybe the information has been archived and their
computer records are backed up and it requires to much time for them to
restore those records. Whatever the case may be, if they cannot
get that information within 30 days, it must come off if you request it. That
is the law!
as if you go into a courtroom to fight a speeding ticket and the officer
does not show up, the ticket is dismissed and all charges dropped.
Why, because you are innocent until proven guilty, make them prove it
or make them remove it. This is the beauty of living in
America; you might as well use your freedoms to your advantage or if you
want, you can just sit back and suffer the consequences, but don't
complain because you are the one who chooses to do nothing about it!
#6 What does your course consist of... like what actually comes
with the kit?
Reply to Email #6
it provides a very informative book.
that reveals the credit repair process step by step, informs you of your
rights and teaches how to DO IT! And it is a great resource not
only for Credit Repair, but also for Debt Consolidation, Bankruptcy, and
Re-Building your Credit!
It also includes an complete manual that addresses additional issues and
updated information, including the text of the crediting reporting act.
Book itself is a complete educational resource, and in terms of the
value it provides and the money it will save by elimination collections
it is worth well
over the $49.95 that we sell it for; this information can truly
transform your quality of life...
include sample letters to deal with all stages of the credit repair
process and even the letter that
convinced Citi-bank to forgive over $10,000 dollars of credit card
debt... even though the client actually owed it!
strait to the chase and show you how to get results! Almost every other book on
the market simply preaches the law because they are afraid of criticism.
Our goal is simple... help you the consumer solve you credit
issues. Corporations have their attorneys-- You have The Solutions
Network. We hold nothing back and show you how to test the limits of
the law. We don't preach, We teach!
comprised of years of experience,
instructing consumers with step-by-step examples and samples on how to
legally and effectively rectify credit dilemmas from all three of their
credit reports. It also teaches consumers different techniques
for reducing debt and rebuilding credit, how to stop debt collectors
with a single letter, reduce bankcard interest rates in 5 minutes, and
every legal credit cleaning technique the credit bureaus wish you did
are still under the impression that if something is placed on their
credit that it is forged in time for a period of 7 to 10 years.
Well it is, and in some instances for longer periods of time, unless you
do something about it! Our nation is built on a system of checks
and balances and the premise that you are innocent until proven guilty.
The credit bureaus are non-government-affiliated companies selling your
personal information for a profit, so make them earn their money!
Laws such as the fair credit reporting act, written by the FTC, states
that the individual has the right to intervene into the practices of the
credit bureaus to make sure that the information that is being
distributed is absolutely 100% accurate or NOT DISTRIBUTED!
Make them do their jobs of verifying the information.
you purchase our course or have our trained professionals handle it for
you, or even get our Credit Kits for free... The credit reporting
agencies and your creditors will be pushed to the limit to support their
claims of your credit inadequacies. By the time we are done-- most
of them will simply cry uncle and give up and remove the blemishes!
This is enough improvement of your credit score to make easier to qualify you for
that house, credit card, car, etc...
#7 Is This for real? How do I know if you are not just
some scam artist who doesn't know squat about credit repair, and is just
after my money?
Reply to Email #7 YES! THIS IS FOR REAL! We know
that there are a lot of scams out there, and you have to be careful!
That is why we have our phone number on the website, so you
can get a hold of us with any questions that you may have. And
again, most scams are after your money... Remember, we'll even send the
kits to your for free! See
Free Credit Kit
there is a good chance that you are reading this because of an inability
to obtain real estate financing through The Network--
can't fix your credit, you can't buy that house and we can't fund your
loan. We have a much larger stake in your credit rehabilitation
than the sale of an inexpensive course. Our network relies
substantially on word of mouth reputation and referrals. If we
don't deliver a quality product or exemplary service, the reputation of
the entire network suffers. We can't afford to provide anything
other than what we promise!
course contains the most effective
methods for resolving credit issues, and is outlined with easy to use
step by step instructions. You can't go wrong with this
product, we stand behind it, and with a 30 day money back guarantee, what
have you got to lose?
#8 Hi! I saw your kit online, and was wondering if it
works with tax liens?
Reply Email #8
this kit may help you help you with tax liens,
but Uncle Sam can come
after you in a lot of different ways.
may be able to get the tax lien from being reflected on your credit
report, but it does not relieve you from the obligation. I have
helped people remove these public record items by using the dispute
process, but at the same time I have seen the government go after these
people in numerous ways such as intercepting their tax returns,
garnishing wages, and seizing property and bank accounts.
Sam can be easy to work with and can be accommodating if you contact the
IRS by phone to workout a deal. Just remember to limit the
information that you give to them and be as nice as you can be, and you
will greatly enhance your chances at working out a deal. These
strategies and more are detailed step-by-step in your course.
NOTE: In many cases back taxes are
dischargeable in bankruptcy. In other words. You don't just
pull it off of your credit, you just don't owe it anymore!
Details of what bankruptcy can and can't do for you please see
techniques ABSOLUTELY WORK. They are the very same techniques that
we will use if you enlist our services to handle this for you. But
they can't work if not put to use. You have to open it up
and use it's simple step-by-step methods. That is why we give
you the option of enlisting our experienced repairers. They
won't do anything for you that you can't do yourself.
But too many
people purchase the course, leave it on the shelf, accomplish nothing
and two years later are in the same or worse predicament.
We don't want that to happen to you. We want you to be able to
buy that home!
you invest in the course and do it yourself enlist the aid of our
staff or even get it for FREE-- Just do yourself the favor of doing something! These
techniques will absolutely work for you-- but only if put to